No gender-wise knowledge out there relating to quantity held by men and women account holders.
Greater than half of financial institution accounts underneath the Pradhan Mantri Jan-Dhan Yojana (PMJDY) are held by ladies beneficiaries, in line with an RTI reply. Nevertheless, there is no such thing as a gender-wise knowledge in terms of quantity held by men and women account holders. The variety of accounts until September 9, 2020, underneath PMJDY was 40.63 crore, of which 22.44 crore accounts had been held by ladies and 18.19 crore by males, mentioned the RTI reply to Madhya Pradesh-based activist Chandra Shekhar Gaur. The deposits in these PMJDY accounts witnessed an eight.5% rise until early September of the present fiscal yr to just about ₹1.30 lakh crore, in line with the knowledge supplied by the Finance Ministry.“The full stability underneath the PMJDY accounts on April 1, 2020, was ₹1,19,680.86 crore, which grew by eight.5% to ₹1,29,811.06 crore by September 9, 2020,” the federal government mentioned within the Proper to Info (RTI) question.Nevertheless, in line with the info furnished by the Ministry, no separate knowledge has been shaped with respect to quantity held by men and women account holders. In response to a question on the variety of accounts with zero stability, the RTI reply mentioned as many as three.01 crore accounts had no stability as of September 9, 2020. There isn’t a separate knowledge on zero stability account gender clever, the Ministry added. In accordance with the newest knowledge out there on authorities web site, pmjdy.gov.in, there are 40.98 crore beneficiaries with ₹1,30,360.53 crore stability as on October 7, 2020. Of those, public sector banks (PSBs) have opened the utmost variety of PMJDY accounts at 32.48 crore accounting for ₹1,00,869.65 crore stability. Regional rural banks have as many as 7.24 crore beneficiaries (₹25,509.05 crore) whereas non-public sector banks have miniscule 1.27 crore accounts (₹three,981.83 crore). Pradhan Mantri Jan-Dhan Yojana was launched in August 2014 underneath the Nationwide Mission for Monetary Inclusion. Initially it was for a interval of 4 years (in two phases). It was prolonged past August 2018 with change in deal with opening accounts from each family with some modifications equivalent to revision in overdraft (OD) facility to ₹10,000 from ₹5,000; non-conditional OD facility for quantity as much as ₹2,000 and revision in age restrict for OD from 18-60 years to 18-65 years.